Certificate of Deposit & Money Market Accounts

Certificate of Deposit

Selected Rates current as of 10/22/2026.

 
TermMinimum Balance to Obtain the APYInterest RateAnnual Percentage Yield
7 - 31 Days$1,0000.15% 0.15%
3 Month CD$1,0002.50% 2.52%
6 Month CD$1,0002.75% 2.78%
7 Month CD$1,0000.30% 0.30%
12 Month CD$10003.95% 3.99%
13 Month CD$1,0004.20% 4.25%
15 Month CD$1,0004.15% 4.20%
18 Month CD$1,0003.47% 3.50%
21 Month CD$1,0003.47% 3.50%
24 Month CD$1,0003.75% 3.78%
30 Month CD$1,0003.75% 3.78%
36 Month CD$1,0003.75% 3.78%
48 Month CD$1,0003.80% 3.83%
60 Month CD$1,0003.85% 3.88%
IRA - 18 Month Variable CD$1002.50% 2.52%
IRA - 12 Month Fixed CD$1,0001.75% 1.76%
IRA - 24 Month Fixed CD$1,0002.55% 2.56%

* Minimum balance required to qualify for 9 month CD - Please contact us for details.

** Variable Rate may change after the account is opened.

Substantial Penalties may be imposed for early withdrawal.

Selected Rates current as of 11/2/2026.

Penalties may be imposed for early withdrawal.


Money Market

Selected Rates current as of 10/22/2026

Minimum Account Balance to Obtain the APYInterest Rate Annual Percentage Yield
$2,5000.50%
$10,0000.55%
$25,0000.75%
$50,0001.11%
$100,0001.61%
$250,0002.02%

Selected Rates current as of 11/2/2026.

Fees could reduce earnings on this account.
The interest rate and annual percentage yield (APY) may change after account opening.
Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.

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